Features | Big Picture Money

📄️Accounts

How manual accounts, balances, and registers fit together.

Review imports, syncs, exports, and security actions in one timeline.

Optional AI assistant for chat, full-screen conversations, and categorization suggestions.

Chart each account’s balance over time, with liabilities below zero.

Optional automatic transaction download from your bank via SimpleFIN or (coming soon) Plaid.

Monthly spending targets, progress tracking, and a two-step budget workflow.

Rules, suggestions, review queue, and manual categorization.

Home overview with net worth, spending, budgets, and cash flow at a glance.

Find transactions, accounts, settings, and pages from one search box in the title bar.

Long-term financial outcomes — savings targets, balance floors, and custom rules.

Find documentation, updates, licensing, feedback, and app information from one place in the title bar.

How import anchors and missing-history markers show gaps between imported periods.

Report problems and suggest features from the Help menu, with a clear choice between public and private reports.

Buy once, own forever — perpetual Big Picture Money license with optional Connected Services.

How the offline merchant database improves transaction descriptions.

Household net worth from account balances and daily snapshots.

First unlock, license each data file, Getting started, and navigation lockouts for new files.

How passphrases, encryption, and local storage protect your data.

Configure appearance, your data file, AI, bank connections, and backups.

Explore where your money went with category breakdowns, filters, drill-downs, and transaction fixes.

How money moves between your accounts without double-counting spending.

Reusable transaction registers you can pin to the left navigation.