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Cleared status

Whether a transaction has cleared your bank account.

Cleared​

A cleared transaction has posted to your bank and appears on your statement. Mark transactions cleared when you confirm them against your bank activity — during reconciliation or inline on the register.

Uncleared​

An uncleared transaction is recorded in Big Picture Money but not yet confirmed against the bank. Pending checks, recent card charges, or future-dated entries are often uncleared until they post.

Reconciled vs cleared​

StatusMeaning
ClearedYou have confirmed the transaction against bank activity; can be toggled anytime
ReconciledThe transaction was included in a completed reconciliation session; persists after the session closes

Reconciled transactions are typically also cleared. Reconciled status is set when you finish a reconciliation — not from the ordinary edit form.